20764 ZIP Code — Shady Side, MD

Anne Arundel County, Maryland

ZIP code 20764 is located in Shady Side, Maryland, within Anne Arundel County. It covers approximately 3.98 square miles and serves a population of 3,280 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 443/667/410.

About ZIP code 20764

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $353,500. Owner-occupancy is high at 86%, well above the national average.

Median household income is $112,500. The poverty rate of 6% is below the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. An above-average commute of 42 minutes suggests many residents work outside the immediate area.

Educational attainment is near the national average, with 36% of residents holding a bachelor's degree or higher.

Overall, ZIP code 20764 reflects a community defined by high homeownership and a significant Social Security-dependent population.

3,280

population

3.98

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

20764 ZIP code map

Cities in ZIP code 20764

Below are the cities the US Postal Service accepts for ZIP code 20764. Using any city not on this list may result in mail delivery delays.

City	Status
Shady Side	Preferred

Nearby ZIP codes

20733 Churchton (2 mi) 20778 West River (3.3 mi) 20751 Deale (3.6 mi) 20776 Harwood (5.8 mi) 20779 Tracys Landing (6.1 mi) 21037 Edgewater (6.5 mi) 20711 Lothian (7.5 mi) 21403 Annapolis (7.6 mi) 20758 Friendship (7.6 mi) 20714 North Beach (8.1 mi) 21140 Riva (9.1 mi) 20754 Dunkirk (10 mi)

Demographics updated 06/2026

Population
Total population	3,280
Population density	824 / sq mi
State FIPS	24
County FIPS	003

Geography
Land area	3.98 sq mi
Water area	2.99 sq mi
Latitude	38.8325
Longitude	-76.5116
Timezone	Eastern (ET)
Area code	443/667/410

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.3%	20.1%	28.2%
$50k – $100k	37.4%	27.4%	28.2%
$100k – $200k	41.8%	36.3%	30.1%
Over $200k	7.4%	16.2%	13.4%

Demographics & statistics

3,280

Population

824

People per sq mi

49.4

Median age

$112,500

Median household income

$59,193

Per capita income

$353,500

Median home value

$2,197

Median monthly rent

85.7%

Home ownership

6.0%

Poverty rate

5.2%

Unemployment

1,491

Housing units

36.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

122

15–19

111

20–24

214

25–34

196

135

35–44

124

297

45–54

272

120

55–59

110

187

60–64

172

174

65–74

159

131

75–84

120

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	520	15.9%
18 and over	2,760	84.1%
65 and over	675	20.6%
Median age	49.4 years

Race & ethnicity

White 76.1%

Black or African American 13.6%

Two or more races 4.1%

Hispanic or Latino 2.8%

Asian 1.9%

Other race 1.5%

Group	Count	%
White	2,568	76.1%
Black or African American	458	13.6%
Two or more races	139	4.1%
Hispanic or Latino	95	2.8%
Asian	64	1.9%
Other race	51	1.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	13.3%	20.1%	28.2%
$50k – $100k	37.4%	27.4%	28.2%
$100k – $200k	41.8%	36.3%	30.1%
Over $200k	7.4%	16.2%	13.4%

Under $10k 1.2%

$15k–$25k 4.3%

$25k–$35k 2.2%

$35k–$50k 2.3%

$50k–$75k 14.8%

$75k–$100k 18.2%

$100k–$150k 30.5%

$150k–$200k 11.5%

$200k+ 15.2%

Range	% of households
Under $10k	1.2%
$15k–$25k	4.3%
$25k–$35k	2.2%
$35k–$50k	2.3%
$50k–$75k	14.8%
$75k–$100k	18.2%
$100k–$150k	30.5%
$150k–$200k	11.5%
$200k+	15.2%
Median income	$112,500

Housing

Home values

$100k–$150k 3.2%

$200k–$300k 22.4%

$300k–$500k 60.9%

$500k–$1M 10.7%

$1M+ 2.8%

Housing overview

Metric	Value
Median home value	$353,500
Median rent / month	$2,197
Owner occupied	85.7%
Renter occupied	14.3%
Vacant	17.8%
Single-family detached	99.1%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.3
Avg household size (owned)	2.33

Year built

Era	%
2020 or later	0.7%
2010–2019	0.7%
2000–2009	11.9%
1990–1999	19.2%
1980–1989	24.6%
1970–1979	10.8%
1960–1969	5.9%
1950–1959	8.3%
1940–1949	9.3%
1939 or earlier	8.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	0.9%
2 bedrooms	19.7%
3 bedrooms	56.6%
4 bedrooms	17.6%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	24.8%
2 vehicles	43.3%
3 or more	31.9%

Heating fuel

Fuel type	%
Utility gas	5.5%
Electricity	77.9%
Fuel oil	14.4%
Wood	2.2%

Households & families

Household type	Count	%
Married-couple family	824	59.4%
Cohabiting couple	0	0.0%
Male householder, no spouse	168	12.1%
Female householder, no spouse	396	28.5%
Households with children under 18	294	21.2%
Households with seniors (65+)	496	35.7%
Average household size	2.36

Marital status

Status	Male	Female
Never married	22.9%	26.3%
Married	65.3%	53.0%
Separated	0.0%	0.0%
Widowed	4.1%	13.6%
Divorced	7.7%	7.1%

Education

Less than 9th grade 0.7%

Some HS, no diploma 1.2%

HS graduate 34.8%

Some college, no degree 23.2%

Associate's degree 4.0%

Bachelor's degree 22.9%

Graduate / professional 13.2%

Metric	%
HS diploma or higher	98.2%
Bachelor's or higher	36.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	6.2%
Kindergarten	24	3.4%
Elementary school	187	26.2%
High school	176	24.6%
College / grad school	283	39.6%

Employment

Industry of employment

Construction 16.4%

Professional & management 15.3%

Retail trade 12.8%

Education & healthcare 11.2%

Other services 10.2%

Arts, food & hospitality 8.1%

Public administration 7.4%

Transportation & utilities 6.0%

Information 6.0%

Manufacturing 5.2%

Finance & real estate 1.5%

Occupation

Category	%
Management, business & arts	47.6%
Service	10.8%
Sales & office	22.5%
Natural resources & construction	12.8%
Production & transportation	6.3%

Employment type

Type	%
Private sector	78.8%
Government	17.0%
Self-employed	4.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	82.0%
Carpool	6.5%
Public transit	0.0%
Walk	0.8%
Work from home	10.6%
Other means	0.0%
Avg commute (minutes)	41.9

Poverty

All people 6.0%

Under 18 years 23.1%

18 and over 2.8%

Married-couple families 0.0%

Female-led households 25.0%

Income support

Source	% of households
Social Security	39.6%
Retirement income	39.7%
Supplemental Security	2.0%
Cash public assistance	0.0%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	32.4%
High blood pressure	32.7%
High cholesterol	33.1%
Diabetes	8.6%
Heart disease	5.2%
Stroke	2.4%
Asthma	8.9%
Arthritis	23.4%
Kidney disease	2.3%
Pulmonary disease	5.1%
Cancer	6.3%

Behavior / access	%
Smoking	13.6%
Binge drinking	17.4%
No physical activity	18.7%
Less than 7 hrs sleep	33.2%
Depression	19.3%
Fair or poor health	10.0%
Poor mental health	13.4%
Poor physical health	8.2%
No health insurance	8.6%
Visited doctor (checkup)	75.4%
Visited dentist	71.5%
Cholesterol screening	93.0%
Teeth loss	8.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	252	9.2%

Disability	%
Any disability	14.1%
Under 18	31.5%
18–64 years	9.0%
65 and over	16.1%

Health insurance coverage

Type	%
Private insurance	80.0%
Public insurance	36.7%
No insurance	1.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,147	95.9%
Spanish	16	0.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	16	0.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	3,150	96.0%
Born in same state	3,077	93.8%
Born in different state	1,711	52.2%
Foreign born	73	2.2%
Naturalized citizen	130	4.0%
Not a US citizen	113	86.9%

Ancestry

Ancestry	Count	%
Italian	666	20.3%
French	417	12.7%
Arab	54	1.6%
Norwegian	16	0.5%

Ancestry	Count	%
Dutch	15	0.5%
Polish	10	0.3%
German	9	0.3%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 20764

What city is ZIP code 20764 in?

ZIP code 20764 is primarily assigned to Shady Side, Maryland.

What county is ZIP code 20764 in?

ZIP code 20764 falls within Anne Arundel County, Maryland.

Is ZIP code 20764 mostly owner-occupied?

86% of occupied units in ZIP code 20764 are owner-occupied, well above the national average.

Does ZIP code 20764 have a large retiree population?

40% of households in ZIP code 20764 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 20764?

The median home value in ZIP code 20764 is $353,500.

Does ZIP code 20764 have a large veteran population?

9% of civilians in ZIP code 20764 are veterans, above the national average of ~7%.

What timezone is ZIP code 20764 in?

ZIP code 20764 observes the EST timezone.